Donald Mihalik knows a thing or two about “hot” properties.

As a real estate broker, Donald Mihalik has reimagined the entire sales process, working tirelessly to pair potential customers with properties. He values his client’s needs and lifestyles to find that perfect match. It’s a profession he takes seriously, but it isn’t his only purpose either. Donald Mihalik is a regular volunteer and wildlife conversationist. Juggling all of these responsibilities can make anyone work up a sweat.

That’s why, when Donald Mihalik does take a break, he’s looking for something cool. Literally. As an avid skier, he is always searching for an excuse to hit the slopes. But that’s not always easy for the Lakewood Ranch, FL, resident. After all, the area is known for endless sunshine and sandy beaches, not powdery slopes. Luckily, he doesn’t have to travel far to find a hillside worth carving up.

With this in mind, Donald Mihalik slides through four sizzling ski destinations within driving distance from Florida.

Cloudmont Ski & Golf Resort

As its name implies, Cloudmont Ski & Golf Resort offers a wide range of year-round activities. However, once the overnight temperatures drop below freezing, the real fun can begin. Since 1970, skiing has been the 800-acre resort’s main attraction. It’s an ideal destination for families hoping to tip their toes in the snow on beginner-to-intermediate slopes. Less than nine hours from Lakewood Ranch, Cloudmont Ski & Golf Resort is a short drive for Florida residents. Or, you can fly into Chattanooga and cut the drive to under an hour.

Beech Mountain Resort

North Carolina is littered with ski resorts. Located in the state’s High County, Beech Mountain Resort is a hidden gem. Often overlooked by the area’s larger slopes, this destination combines picturesque peaks with a low-key atmosphere. Here, guests can enjoy freestyle terrain or even snow tubing at one of its 15 scenic trails. Although group instruction and private lessons are available, the resort’s sky-high eatery and quaint lodging may be the true standouts. And it only takes approximately 12 hours to reach this relaxing spot.

Appalachian Ski Resort

Also nestled in North Carolina, the Appalachian Ski Resort is one of the most affordable, family-friendly options in the area. In fact, it’s routinely rated as one of the best places for kids to learn how to ski. That’s because the southern portions of this mountain range are much closer and cheaper when compared to other areas. However, despite being on the smaller side, there are still plenty of options for more advanced skiers. Appalachian Ski Resort is home to the French-Swiss Ski College, which has offered group and individual instruction to rookies, novices, and professionals alike.

Snowshoe Mountain Resort

Extend your experience even further with a trip to West Virginia. Although it is over 14 hours from Lakewood Ranch, Snowshoe Mountain Resort is worth the drive. This five-star locale checks all the boxes. While the entire resort spans a whooping 11,000 acres, the numbers go much deeper. It includes 257 acres of skiable terrain, over 60 trails, and more than 1,500 vertical feet. Snowshoe Mountain Resort is one of the most popular destinations in all of the southeast. Since it’s situated inside a national forest, hotels are spares. Yet the resort features more than 1,400 available lodging units.

Payday loans are frequently regarded as a convenient and quick way to borrow money when cash is tight. They were originally intended to assist borrowers in meeting short-term expenses until their next paycheck arrived, but the phrase has come to refer to a far broader category of loans.

It is true that this type of borrowing has its advantages, but it is not ideal for every situation. Payday loans, despite the fact that they are easy to obtain even with poor credit, can be extremely expensive. There are a variety of alternatives to obtaining a 300-dollar payday loan, so the drawbacks of payday loans should not deter you from requesting for financial assistance in the future.

Listed here are the most significant drawbacks of payday loans.

Hard to pay back

The most immediate risk of payday loans is that they can be extremely hard to pay back once they are taken out. Applicants may end up spending a higher interest rate on their loans than they would have on similar types of loans.

Tough to organize monthly outgoings

One of the dangers of short-term borrowing is that it might have a negative influence on your financial situation from month to month. Some loans allow you to repay them over a period of at least 3 months, but others may force you to repay them in full the next time you access your paycheck. Borrowers may find it difficult to manage their time under these limits, making it tough to organize other monthly outgoings around debt payments.

Eligibility criteria involved

The payday loan will not be granted if you do not have an established job or income, despite how much you plead and assure. If you don’t have a bank account, you won’t be able to write a check, which means you won’t be able to obtain the loan and the lender won’t be able to complete your order. If you require a cash advance but are not eligible for a payday loan for any purpose, you may be able to borrow money from friends and family members. In any case, because a payday loan only covers little sums of money, approaching your family and friends should not be too tough.

Ruins credit worthiness

Taking out a payday loan can be quite enticing, especially for people with limited cash reserves and a less-than-perfect credit history. Warning: Just because a payday loan company doesn’t seem to mind your credit history doesn’t imply that borrowing money from them isn’t a potentially dangerous proposition.